| |
 |
Brits building extensions rather than selling-up, says survey |
| |
|
Almost 1.5 million new extensions are currently being built or being considered in the com... |
| |
|
Equity loans for overseas homes |
| |
|
Brits considering taking out an equity loan may be among those who are increasingly intere... |
| |
|
'30% rise' in Brits struggling with mortgage payments |
| |
|
National Debtline has said there has been a rise in the number of people struggling with t... |
| |
|
Home improvements 'could add £55k to house value' |
| |
|
Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
| |
|
Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
|
Economist warns about inflation |
| |
|
The impact of retail spending could result in greater inflation, according to economic res... |
| |
|
Britons tipped to keep on spending |
| |
|
It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
|
Pfeg: Young adults should plan finances now |
| |
|
Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Brits urged to review their finances |
| |
|
Less than one in three consumers have reviewed their finances in light of the credit crisi... |
| |
|
Energy bills could rise by 40%, says uSwitch |
| |
|
Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
| |
|
Cost of living 'up 26% in 2 years' |
| |
|
Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
| |
|
Retails sales jump 3.5% in May |
| |
|
Retail sales jumped a record 3.5 per cent over the month of May, according to the Office f... |
| |
|
Unsecured loan rejections 'on the rise' |
| |
|
The rejection rate for unsecured personal loan applicants has risen as a result of the cre... |
| |
|
Credit card rates 'harming consumers' |
| |
|
A new report by Defaqto has concluded that the average credit card rate has increased to t... |
| |
|
Study: 84% of new credit card holders not asked to prove income |
| |
|
The vast majority of successful credit card applicants are not being asked if they can aff... |
| |
|
Inflation hits 16-year high |
| |
|
Those Brits who have seen their food and fuel prices soar over the past weeks may not be s... |
| |
|
Loan insurance controls 'could hurt borrowers' |
| |
|
The Association of British Insurers (ABI) has said that restricting the sale of payment pr... |
| |
|
Store cards 'the devil in disguise' |
| |
|
Store cards have been described as the "devil in disguise" by one well-known mon... |
| |
|
Loan insurance valuable during uncertain times, says ABI |
| |
|
The Association of British Insurers (ABI) has highlighted the importance of payment protec... |
| |
|
1 in 4 say spending is 'out of control' |
| |
|
Despite growing concerns about the rising cost of living, more than a quarter of adults fe... |
| |
|
Cheap credit 'may be over' |
| |
|
The days when borrowers could rely on cheap credit may be over for the time being, it has ... |
| |
|
Price rises hit motorists |
| |
|
The rising cost of petrol is forcing many people to consider looking for a new job, it has... |
| |
|
Elderly 'need financial support' from relatives |
| |
|
A growing number of adults are being forced to provide financial support to their parents,... |
| |
|
Survey: 7.5m borrow money to pay for home repairs |
| |
|
Around 7.5 million Brits have to rely on personal loans, overdrafts, credit cards and hand... |
| |
|
Life 'does not' begin at 40 |
| |
|
Contrary to the old saying, life does not begin at 40 for many wage earners, according to ... |
| |
|
Small personal loans 'useful in credit crunch' |
| |
|
Taking out a small personal loan may be one solution for people struggling with higher foo... |
| |
|
Balance transfer card charges 'on the rise' |
| |
|
Consumers looking for credit may find they are better off choosing a personal loan over a ... |
| |
|
Credit crunch 'is having an uneven impact' |
| |
|
The credit crunch is hitting Brits aged 55 and over particularly hard but there are signs ... |
| |
|
BBA defends personal loan insurance |
| |
|
Eric Leenders, executive director of retail at the British Bankers' Association, has taken... |
| |
|
Bank holds interest rates at 5% |
| |
|
Potential secured personal borrowers may be interested to know that the Bank of England's ... |
| |
|
Male entrepreneurs 'lack confidence' |
| |
|
Male business loan customers are increasingly pessimistic about their prospects in the pre... |
| |
|
Credit crisis hits Scotland |
| |
|
Homeowners in Scotland thinking of taking out an equity loan may want to act now as new fi... |
| |
|
3 in 4 borrowers unsure about loan repayments |
| |
|
Only one in four adults in Britain can accurately say how much they have left to pay on th... |
| |
|
Business loans clients 'don't need to inure against everything' |
| |
|
New business loans customers have been reassured they do not have to insure themselves for... |
| |
|
Equity loans 'largely unaffected by credit crisis' |
| |
|
Brits considering taking out an equity loan are being reassured that the product has not b... |
| |
|
Brits to blow budgets on overseas trips |
| |
|
Brits are determined to leave their financial worries behind them this summer and spend th... |
| |
|
Taking out a secured personal loan 'a good way to borrow' |
| |
|
Secured personal loans are one of the best ways of fulfilling an individual's financial re... |
| |
|
New cars 'tempting' people into debt |
| |
|
Consumers are apparently being "tempted into debt" by cars, according to a new s... |
| |
|
Study: 50% of Brits waiting for inheritance to solve finances |
| |
|
Half of all Britons are waiting for their inheritance to help solve their financial proble... |
| |
|
Business customers urged to find better rates |
| |
|
Business loan customers are being urged to spurn specialist business accounts in favour of... |
| |
|
"Big surge" in PPI claims says chief ombudsman |
| |
|
There has been a "big surge" in the number of complaints about payment protectio... |
| |
|
'Not enough borrowers switching to competitive products' |
| |
|
There has been a 17 per cent drop in the number of financial products being switched to mo... |
| |
|
Borrowers take out £2.5bn in personal loans in April |
| |
|
New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
| |
|
Personal loan insurance could land banks in trouble, says FT |
| |
|
Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
| |
|
Women urged to take control of finances |
| |
|
Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
| |
|
Survey: 1 in 10 would take out personal loan to pay for wedding |
| |
|
A new survey has found that one in ten people would take out a personal loan to pay for th... |
| |
|
Banks urge borrowers to find alternatives to unauthorised overdrafts |
| |
|
The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
| |
|
Spring clean you finances, borrowers told |
| |
|
Personal finance customers are being urged to construct a "spring clean" of thei... |
| |
|
Lenders urged not to hound struggling borrowers |
| |
|
Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
| |
|
Brits 'addicted' to online banking |
| |
|
It is ten years since banking customers in the UK started using the internet to manage the... |
| |
|
Study: Teenagers looking forward to personal loans |
| |
|
Teenagers are looking forward to the time when they are allowed to take out personal loans... |
| |
|
Borrowers urged to check credit profiles to combat fraud |
| |
|
A personal finance site is urging personal loan borrowers to check their credit profile on... |
| |
|
Debt worries 'affecting mental health' |
| |
|
A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
| |
|
'Brits saving money by booking independent holidays' |
| |
|
A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
| |
|
New business loan providers 'targeting firms' |
| |
|
Business owners and property investors are turning to bridging loans as mainstream lenders... |
| |
|
Cost of living on the up say official figures |
| |
|
Consumer prices inflation has risen to three per cent, well above the government's target ... |
| |
|
Cost of living 'forcing parents back to work' |
| |
|
The rising cost of living has pushed over one million new parents back into work, accordin... |
| |
|
Government should intervene in people's finances, says expert |
| |
|
The government should intervene to help people manage their personal finances just as it d... |
| |
|
Bank charges 'bad news for customers' |
| |
|
A high court ruling on bank charges could lead to many customers being less well off in th... |
| |
|
Firms using business loans 'to finance smaller deals' |
| |
|
Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
| |
|
Would-be retirees facing family pressure |
| |
|
Almost half of those facing retirement are being approached by relatives for financial sup... |
| |
|
Credit card charges "disgustingly high" |
| |
|
Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
| |
|
Popular financial discussions revealed |
| |
|
The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
| |
|
Bank holds rates at 5% |
| |
|
The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
| |
|
Consumers reminded of consequences of debt |
| |
|
Consumers have been warned that those who have been charged by their banks for exceeding o... |
| |
|
Unsecured loans 'being used to buy property' |
| |
|
It is "dangerous" to buy property using unsecured loans, according to the busine... |
| |
|
Loan shoppers urged to conduct research |
| |
|
Holidaymakers planning on taking out a loan to finance their trip are being urged to first... |
| |
|
More insolvency predicted in 2008 |
| |
|
There could be many as 104,000 insolvency "casualties" during 2008, according to... |
| |
|
Economists: MPC will not reduce base rate |
| |
|
The Bank of England's monetary policy committee (MPC) will vote to keep the base rate stat... |
| |
|
'Pay off debts with a low-cost personal loan' |
| |
|
People struggling with their finances in the current economic climate could benefit from p... |
| |
|
Buying bling 'can lead to financial problems' |
| |
|
Bling-itis, the phrase used to describe young people's obsession with purchasing flashy go... |
| |
|
Loan warning issued to credit fraud victims |
| |
|
Consumers who do not realise they have been victims of credit fraud may find that criminal... |
| |
|
Some 71% of UK couples 'have separate accounts' |
| |
|
Nearly three-quarters (71 per cent) of couples in Britain like to keep their money separat... |
| |
|
Financial warning for those living longer |
| |
|
As western populations start to live longer, more and more people are at risk of financial... |
| |
|
Credit unions 'can help families manage money' |
| |
|
Credit unions can help poorer families manage their money and lighten the burden of debt, ... |
| |
|
Consumers issued personal loan advice |
| |
|
Personal loan borrowers are being advised to be shop around for the best product and to re... |
| |
|
Increasing pension contributions 'is worthwhile' |
| |
|
A person contributing £100 each month to his pension pot from the age of 30 can expec... |
| |
|
Cost of pet ownership 'must be remembered' |
| |
|
Potential pet owners have been advised not to forget that costs of owning an animal can re... |
| |
|
Cash transactions 'still popular' |
| |
|
The British Retail Consortium (BRC) has said that the UK has not fully embraced a paperles... |
| |
|
Consumers advised about seeking financial reassurance |
| |
|
Consumers who are looking to invest their money and those who are concerned about existing... |
| |
|
Brits want the perfect home |
| |
|
The majority of Brits are seeking their dream home, new research from Legal & General ... |
| |
|
Parents "sap back" £11bn |
| |
|
Adult children are finding they have become a vital means of support for their parents in ... |
| |
|
OFT: Overdraft charges to be assessed |
| |
|
The high court has supported the Office of Fair Trading (OFT) campaign to open up unarrang... |
| |
|
Finance is a big relationship issue, says expert |
| |
|
Personal finances play a crucial role in relationships despite being "the hardest thi... |
| |
|
Students 'could get less financial support from parents' |
| |
|
The credit crunch will affect the level of support some students receive from their parent... |
| |
|
Defaqto: Beware of credit card costs |
| |
|
Credit card customers hoping to take advantage of zero per cent balance transfer deals sho... |
| |
|
Data breaches on the increase, says the information commissioner |
| |
|
People's data are not protected enough by businesses and public bodies, the information co... |
| |
|
Credit crunch 'benefits' savings |
| |
|
In situations where there is a negative financial outlook, people take a more detailed loo... |
| |
|
Going green "can save you money" |
| |
|
Homeowners could save up to £400 a year on household bills by going green, it has bee... |
| |
|
Expert: Nought per cent balance transfers a thing of the past |
| |
|
It will be "very hard to come by" interest-free balance transfers in future mont... |
| |
|
Apacs: Consumers beware of phising |
| |
|
The first quarter of 2008 has seen an increase of over 200 per cent in phishing incidents ... |
| |
|
Nationwide: Cash and equity Isa limits should be equalised |
| |
|
People are encouraged to save more by the increased annual subscription limits for individ... |
| |
|
Everyone should get the benefits of an Isa, says Nationwide |
| |
|
Every adult in the UK should get the full benefits of an individual savings account (Isa),... |
| |
|
Economic slowdown affects all types of credit, says expert |
| |
|
Lenders are tightening up their credit policy across all finance products due to the curre... |
| |
|
Expert: Banks still in the mood to lend money |
| |
|
Banks have to lend money to make money and they "still have an appetite" to do j... |
| |
|
Residential streets least safe for car parking, survey says |
| |
|
Having your car deliberately damaged is most likely in residential streets, research from ... |
| |
|
Labour market 'not as bad as predicted' |
| |
|
The current labour market is not as bad as many people have thought, an expert has claimed... |
| |
|
Car market turning green |
| |
|
Consumers looking for a new or used car, including those who take out a personal loan to c... |
| |
|
Reduced availability of credit a continuing trend "for the next few months" |
| |
|
The availability of credit may continue to fall in the second quarter of 2008, economic re... |
| |
|
Expert: Checking statements may stop fraud early |
| |
|
People should check their bank and credit card statements thoroughly in order to detect fr... |
| |
|
A bad credit rating will come back to haunt you, students are warned |
| |
|
Students should be "responsible", budget for their time at university and avoid ... |
| |
|
Expert: Card fraud prevention a shared responsibility |
| |
|
Individuals as well as the financial sector have to look at their responsibilities when it... |
| |
|
UniAid: Credit crunch not a threat to student loans |
| |
|
Student loans are unlikely to be affected by pressures on the international economy, UniAi... |
| |
|
British bank details sold in bulk online, says report |
| |
|
Credit card numbers are sold online for as little as 20p each, according to a report by we... |
| |
|
ID fraud: Check your personal information daily "to avoid becoming a victim" |
| |
|
Recent losses of data by government departments and private companies suggest that consume... |
| |
|
MPs: Low-paid affected by 10p tax rate cut |
| |
|
The government's decision to abolish the 10p rate of income tax, affects households below ... |
| |
|
Homeowners "make their property more energy efficient" since Hips |
| |
|
Responding to the introduction of home information packs (Hips), many homeowners started m... |
| |
|
Normality in mortgage market "key to property market health" |
| |
|
The outlook of the property market in the UK depends on "how quickly the mortgage mar... |
| |
|
Axa: Middle Britain struggling to make ends meet |
| |
|
Households with above average incomes find it increasingly difficult to deal with their fi... |
| |
|
Poll: Interest rates predicted to be cut by 0.25% |
| |
|
The majority of financial institutions surveyed in a poll by Adfero predicted a 0.25 per c... |
| |
|
RAC: People risk losing property as soon as three months after first warning |
| |
|
Homeowners are in danger of having their properties repossessed as soon as three months af... |
| |
|
Research: Voluntary pension contributions almost halved |
| |
|
The past 12 months have seen a cut of voluntary pension contributions by UK workers almost... |
| |
|
Expert expects Islamic finance to grow in the UK |
| |
|
Although there has been very little demand for Islamic finance products from non-Muslims s... |
| |
|
Men beat women to savings, according to research |
| |
|
Men are 50 per cent more likely to save money than women and 62 per cent of people overall... |
| |
|
Survey: Northerners save while southerners spend |
| |
|
A growing divide in the spending and savings habits between the north and the south of the... |
| |
|
Managing debt a personal responsibility, expert says |
| |
|
Banks cannot help people manage their debt; it is their own responsibility to do that, cla... |
| |
|
Invest in your home to increase sale potential, says expert |
| |
|
Investing in a home to make small changes can help attract potential buyers and increase t... |
| |
|
Make a home inviting 'to maximise sale potential' |
| |
|
Making small but effective changes to a property can help maximise its potential when sell... |
| |
|
People are currently hunting for bargains, says expert |
| |
|
The current credit crunch means more and more people are looking on the internet for barga... |
| |
|
Cifas: Identity thieves target forty-something males |
| |
|
Men in their 40s are more likely to have their identity stolen than any other age group, r... |
| |
|
Keep on top of debt, says Halifax |
| |
|
People should concentrate on paying their bills and speak to their providers and another b... |
| |
|
ADDIDI Wealth: Re-financing increasingly difficult for debt-ridden consumers |
| |
|
The ongoing credit crunch has made it difficult for people to borrow at affordable rates a... |
| |
|
Survey: Less than half of Isa holders to save more |
| |
|
Many individual savings account (Isa) holders are not making full use of their tax-free al... |
| |
|
CBI revised forecast: UK economy growth slower but interest rates to be cut further |
| |
|
In its latest quarterly economic forecast, the employers' organisation CBI has downgraded ... |
| |
|
'Crucial' to get home improvements right, says expert |
| |
|
It is "crucially important" that householders who spend money on home improvemen... |
| |
|
Do homework on credit cards, consumers told |
| |
|
People shopping for a credit card should make sure they understand the "whole product... |
| |
|
Beware charges when shopping overseas, holidaymakers warned |
| |
|
Paying for a holiday is a common reason for taking out a personal loan - but a new report ... |
| |
|
Report: 81% of parents discuss money matters with kids |
| |
|
Concerns over debt and saving for the future are the most common money-related topics pare... |
| |
|
Credit crunch equals "good offers" on bank accounts |
| |
|
Banks are offering a "plethora" of good deals on current accounts as the global ... |
| |
|
Credit crunch making borrowing more expensive, says expert |
| |
|
Global economic conditions mean UK consumers are finding it increasingly difficult to obta... |
| |
|
Protect credit rating 'like crown jewels' |
| |
|
The current economic climate means the days of cheap lending for all are over and consumer... |
| |
|
Ensure personal belongings are insured, says building society |
| |
|
UK consumers should make sure the contents of their handbags and backpacks are fully insur... |
| |
|
Report: 6.5m choose debt consolidation |
| |
|
Some 6.5 million people - or 14 per cent of the population - have merged their outgoings i... |
| |
|
Car buyers lead drive to eco-friendly vehicles |
| |
|
The demand for gas-guzzling 4x4 and people carriers is dropping off as increasing numbers ... |
| |
|
Keep lenders informed when moving, borrowers told |
| |
|
People should keep their credit card and loan providers informed when they move house to a... |
| |
|
Survey: Parents give in to pester power |
| |
|
Many parents are cutting back financially in order to pay for the latest toys, gadgets and... |
| |
|
Budget to 'impact on personal finances' |
| |
|
Alistair Darling's first Budget could have the biggest impact on drinkers, drivers and smo... |
| |
|
Over half of Britain is financially unfit, says report |
| |
|
A new study into the financial fitness of consumers in the UK has discovered that more tha... |
| |
|
Apacs reveals new card fraud stats |
| |
|
Fraudulent credit and debit card use abroad has increased by 25 per cent in the past year,... |
| |
|
Consumer borrowing hits £76.7bn in 2007 |
| |
|
Consumer borrowing in the UK hit a three-year high in 2007 at £76.7 billion - an ... |
| |
|
Check cover before making claim, householders warned |
| |
|
As storms batter Britain, householders who may need to make a claim for damage should chec... |
| |
|
Report: Cost of living outstrips wages |
| |
|
The average wage will increase by £533 or 3.4 per cent in 2008 - but the cost of livi... |
| |
|
Britons 'work 70 days to pay off debt interest' |
| |
|
Britons have to work for 70 days a year to earn enough money to pay the interest on their ... |
| |
|
Interest rates hold steady at 5.25% |
| |
|
Interest rates will stay at 5.25 per cent in March after the Bank of England's monetary po... |
| |
|
Build stag and hen night costs into wedding budget, consumers told |
| |
|
Couples should include the costs of stag and hen night parties in their wedding budget &qu... |
| |
|
Not changing address "perfect" for ID fraud |
| |
|
Failing to tell utility companies, banks and other organisations about a change of address... |
| |
|
"Dramatic fall" in savings |
| |
|
Some two million UK adults are saving over 50 per cent less than they were a year ago, whi... |
| |
|
"Decline" in home improvement loans |
| |
|
The market for home improvement personal loans has been in decline for "quite a few m... |
| |
|
Consumer confidence 'falls to new low' |
| |
|
Consumer confidence fell to a "new low" in February as the current economic down... |
| |
|
Debt worries 'take up 2 years' |
| |
|
British adults "waste" 16,848 hours - or two years - of their life worrying abou... |
| |
|
Cost of following football 'tops £1,000 a year' |
| |
|
British football fans spent an average of £1,080 following their team in 2007, with P... |
| |
|
