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Consumer action site shut down |
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Penaltycharges.co.uk, a campaigning site which aims to help people reclaim bank penalties,... |
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Rates must be lowered, MPC member says |
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The Bank of England needs to cut interest rates "aggressively" over the next few... |
| |
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Consolidate your PPI, Post Office advises |
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Five million Britons can save £570 a year by consolidating their Payment Protection I... |
| |
|
Firework celebrations 'might lead to personal liability payouts' |
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Seven-figure personal liability claims might be the result of some Bonfire Night parties t... |
| |
|
FTSE will rise, investors predict |
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|
A majority of investors expect stock markets to begin recovering within the next three mon... |
| |
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Bank rate 'could go to zero' |
| |
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The Bank of England could reduce interest rates to zero, a former policymaker at the insti... |
| |
|
£15 million bridging loans announced by lender |
| |
|
A new bridging loan facility for high-income borrowers has been unveiled by Anthony & ... |
| |
|
Icesave customers in limbo as talks fail to reach agreement |
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Latest discussions between Iceland and the UK over savers' compensation have ended without... |
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|
GDP fall tracked by ONS |
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The economy suffered negative growth over the three months to September, the government sa... |
| |
|
Inflation biggest financial fear for investors, general public |
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The Association of Investment Companies (AIC) said today that almost a third of active inv... |
| |
|
BBA releases new mortgage lending data |
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Mortgage lending from banks increased slightly last month, figures released today show.
|
| |
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The Yorkshire takes over smaller society |
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The Barnsley building society has been taken over by the Yorkshire, after facing apparent ... |
| |
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Personal loans face APR hikes as crunch continues |
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Personal loans rates are being hiked by lenders, despite the Bank of England's recent inte... |
| |
|
Economist predicts deep cuts to bank rate |
| |
|
Interest rates could be cut to their lowest-ever level by the Bank of England, a top econo... |
| |
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Lending down 42% on year, CML says |
| |
|
A further decline in mortgage lending was announced today by an industry group.
T... |
| |
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American Express warns parents over childrens' concerns |
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Children are picking up on their parents' financial difficulties, American Express suggest... |
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AA advises customers not to be 'pressured' over family loans |
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Over 20 million Britons are loaning money to family and friends, AA Personal Loans has cla... |
| |
|
Two lenders put tracker rates up |
| |
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Some tracker rates have been raised by Lloyds TSB and the Woolwich building society.
<... |
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Unsecured lending 'hit hard by crunch' |
| |
|
Personal loan and credit card applications are being rejected at a rate of 20 per cent, Mo... |
| |
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Defaqto foresees saver 'struggle' over inflation |
| |
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Rising inflation is bad news for savers, Defaqto said today.
The financial data ... |
| |
|
Committee plans probe of government bank plan |
| |
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The government's £37 billion bank recapitalisation scheme is to be scrutinised by a p... |
| |
|
Sales down, new Rics survey finds |
| |
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Home sales continue to decline, the Royal Institution of Chartered Surveyors (Rics) said t... |
| |
|
Landsbanki 'offered loan by UK government' |
| |
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Collapsed Icelandic bank Landsbanki is to be offered a £100 million loan by the gover... |
| |
|
Equity Release volumes 'down on last year' |
| |
|
Equity release loan figures for the third quarter of 2008 were announced today by Key Reti... |
| |
|
Government 'spends £37bn on bank shares' |
| |
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RBS is to be taken over by the government, with public money to be used to buy up £20... |
| |
|
CC issues new PPI report |
| |
|
Providers of payment protection insurance (PPI) for retail need to improve their services,... |
| |
|
House prices 'have fallen by 13%' |
| |
|
House prices fell by 13.3 per cent from September 2007 to September 2008, Halifax said tod... |
| |
|
Mortgage industry boosted by government moves |
| |
|
Many mortgage lenders in the UK are passing on the Bank of England's rate cut.
Ll... |
| |
|
Bank shares 'to be bought up by government' |
| |
|
The government plans to buy up shares in banks in order to loosen the grip of the credit c... |
| |
|
A&L hit by fine from regulator over PPI |
| |
|
The Financial Services Authority (FSA) has fined a bank £7 million for its sales prac... |
| |
|
BBC: Banks might sell stakes to government |
| |
|
RBS, Barclays and Lloyds TSB executives met with Alistair Darling yesterday to discuss the... |
| |
|
Experts predict rate cut |
| |
|
The Bank of England will cut interest rates later this week, as the economy continues to s... |
| |
|
Lib Dem reveals student loans non-payments |
| |
|
Student loans are not being paid by around one-third of recent graduates, it has been reve... |
| |
|
Savers' protected by FSA move |
| |
|
Savers in the UK are to have £50,000 of their deposits guaranteed by the government f... |
| |
|
Rate cuts predicted by Global Insight |
| |
|
Interest rates will be cut to 3.25 per cent by the end of 2009, a top economist has predic... |
| |
|
Fuel poverty increase marked by government |
| |
|
Many more Britons are falling in to fuel poverty - and might feel forced into applying for... |
| |
|
Fool issues saving advice |
| |
|
Parents should try to conscientiously save for their children's future as early as possibl... |
| |
|
PPI interventions will 'escalate', FSA says |
| |
|
Financial Services Authority (FSA) is to crack down on firms who mis-sell loans insurance,... |
| |
|
Flat GDP shown by government figures |
| |
|
British GDP showed flat growth over the second quarter - making a Bank of England interest... |
| |
|
Markets stage recovery following rescue plan vote failure |
| |
|
Stocks rallied slightly today, after yesterday's severe volatility due to the failure of t... |
| |
|
GE Money hit by FSA fine |
| |
|
GE Money Home Lending has been fined £1.1 million by the Financial Services Authority... |
| |
|
HSBC upbeat on online payment fraud risk |
| |
|
Internet money transfers remain largely safe from fraud, HSBC said today.
Accordi... |
| |
|
Energy suppliers blasted by consumers |
| |
|
The overall level of customer satisfaction with gas and electricity providers is lower tha... |
| |
|
One in five car buyers 'will not haggle' |
| |
|
Car loans customers are missing out on big savings - due to their failure to haggle.
<... |
| |
|
Bank deputy hints at rate cut |
| |
|
Interest rates might soon be reduced by the Bank of England, as inflation pressures ease.<... |
| |
|
Economist downbeat on global prospects |
| |
|
The current economic downturn might be with us for another two years, a Defaqto expert has... |
| |
|
Abbey predicts big spending cutbacks among students |
| |
|
Half of all students are planning to sell some of their possessions on eBay, in order to s... |
| |
|
Libor rise 'might mean rise in mortgage rates' |
| |
|
A rise in the London Inter-bank Offered Rate (Libor) is putting financial pressure on mort... |
| |
|
London home becomes 'biggest-ever' repossession |
| |
|
An £11 million mansion in the upscale west London district of Holland Park has been t... |
| |
|
CML releases gloomy mortgage figures |
| |
|
Mortgage lending fell to just £21.8 billion last month, new figures show.
Ac... |
| |
|
US rescue plan to help loans sector |
| |
|
The difficulties currently being faced by consumers looking for loans might be eased with ... |
| |
|
Over-55s 'unrealistic' home improvement plans revealed |
| |
|
Some of Britain's over-55s are ill-prepared for making essential home upgrades as they get... |
| |
|
HBOS in Lloyds takeover |
| |
|
Lloyds TSB is to take over HBOS in a £12.2 billion shares-only deal, the firms announ... |
| |
|
HBOS and Lloyds TSB moot merger |
| |
|
Merger talks between HBOS and Lloyds TSB have been confirmed.
According to inside... |
| |
|
Bank rate meeting minutes released |
| |
|
The minutes of the Bank of England's latest rate-setting meeting were released today.
... |
| |
|
Personal loans drive up debt figures |
| |
|
Personal debt levels have increased by 30 per cent over the past 12 months, a new survey h... |
| |
|
Inflation 'on the up' |
| |
|
Annual price rises stood at 4.7 per cent last month, new government figures have shown.
|
| |
|
New repossession law 'will speed up process' |
| |
|
A new law could quicken the time in which homes can be repossessed by creditors of equity ... |
| |
|
Personal loan lending under threat from bank collapses |
| |
|
Consumer personal loans might be negatively affected by the closure of two major US banks.... |
| |
|
FSA finds broker culpable for wrong advice |
| |
|
A home loans broker has been censured by the Financial Services Authority (FSA).
... |
| |
|
AmEx predicts downturn in insurance |
| |
|
Britons are cutting back on important insurance protection due to their shrinking budgets,... |
| |
|
FOS slams PPI |
| |
|
Loans insurance continues to be miss-sold in the UK, the Financial Ombudsman Service (FOS)... |
| |
|
HSBC releases student finances research |
| |
|
Many students are facing tough financial credit conditions, with bad credit loans one of t... |
| |
|
Government unveils home extension reforms |
| |
|
Home extensions will become easier to install due to new government legislation, ministers... |
| |
|
Credit card PPI slammed by Which? |
| |
|
Payment Protection Insurance (PPI) for credit cards is useless, Which? said today.
|
| |
|
CML downbeat on new lending figures |
| |
|
Mortgage lending remains subdued as the credit crunch continues, providers have said.
... |
| |
|
Football fans 'facing 21% inflation rate' |
| |
|
One in four matchgoing football fans are not getting to as many games as they used to - th... |
| |
|
Globrix detects stagnating property market |
| |
|
The average property put on the market in the UK remains there for more than 90 days, Glob... |
| |
|
M&S Money offers 'personal loan reward' |
| |
|
Personal loans are to benefit from a new offer, following an announcement from M&S mon... |
| |
|
Halifax issues home insurance warning |
| |
|
Heavy rain might cause many Britons to claim on their home insurance or take out a loan to... |
| |
|
Bank holds rates |
| |
|
The Bank of England decided to hold interest rates at five per cent today.
Concer... |
| |
|
Government admits negative equity exclusion from mortgage rescue plan |
| |
|
The government's plan to help those who fall behind on their home loan repayments will not... |
| |
|
Haggling trend 'sparked by credit crunch' |
| |
|
More and more Britons are haggling, in order to secure discounts on goods and services.
|
| |
|
Moneyfacts points out benefits of bridging loans |
| |
|
Bridging loans can be beneficial for both lenders and borrowers in the mortgage sector, it... |
| |
|
Government unveils housing reforms |
| |
|
Stamp duty for properties worth £175,000 or less is to be suspended for a year, the g... |
| |
|
Young couples 'struggle financially after getting married' |
| |
|
Britain's newlyweds are facing financial struggles over their first few months of marriage... |
| |
|
Scottish Power and Npower Impose New Price Rises |
| |
|
Two more large energy providers have put up the costs of their general tariffs - a move wh... |
| |
|
Home improvements 'funded by personal loans' |
| |
|
Britons are taking out personal loans to upgrade their own homes, Halifax has suggested.
|
| |
|
The Chelsea tracks 'family loans' decline |
| |
|
Many Britons are no longer giving loans to family members, as the credit crunch continues.... |
| |
|
Moneyfacts issues car loans advice |
| |
|
Many car buyers are neglecting the opportunity to secure the best car loan deal, a financi... |
| |
|
Britons risk debt spiral due to crunch, studies suggest |
| |
|
The typical British household has become £2,500 a year less well off over the past 12... |
| |
|
MSM loan sales 'hit by credit crunch' |
| |
|
The credit crunch has hit the financial fortunes of moneysupermarket.com, the price compar... |
| |
|
Additional Kids' Classes 'Costing £1.7bn Per Year' |
| |
|
Parents might be forced into taking out loans to fund their childrens' extra-curricular cl... |
| |
|
Big majority of students have taken out a loan, Halifax says |
| |
|
Four in five students have a loan, new research from Halifax has revealed.
Accord... |
| |
|
Mortgage market 'shrinks by 65%' |
| |
|
The number of home loans approved by banks in the UK has declined by 65 per cent over the ... |
| |
|
Influential Club positive on rate cut |
| |
|
The pound's recent falls on exchanges will not stop the Bank of England from making furthe... |
| |
|
Parents urged to take care with offspring's debts |
| |
|
Parents have been advised to help manage their children's debt, as long as they do not put... |
| |
|
More price rises on the way |
| |
|
A second energy supplier has announced price increases, further adding to consumer debt wo... |
| |
|
Inflation becoming 'a real strain on families' |
| |
|
Households across the UK are starting to feel the pinch of rising prices and bills, accord... |
| |
|
Students face "nasty surprise" |
| |
|
The growing cost of living is set to impact significantly on students over the next term, ... |
| |
|
Brits raiding savings to pay for holidays |
| |
|
Britons are collectively raiding their savings to the tune of £50 billion each year t... |
| |
|
Loan customers urged to "shop around" |
| |
|
Personal loan customers are being urged to shop around for the best deal in order to avoid... |
| |
|
Online banking 'a useful facility' |
| |
|
Online banking allows people to monitor their money more closely and helps them to plan th... |
| |
|
Business loan applications 'up 17%' |
| |
|
Applications for business loans have risen for the first time in over 18 months, according... |
| |
|
Personal loans for Brits in need of a break? |
| |
|
Stressed-out Brits may need to take out a personal loan to finance a well-earned holiday.<... |
| |
|
Millions unable to afford energy price hikes |
| |
|
A survey by uSwitch reveals the extent to which households in Britain are struggling with ... |
| |
|
Credit crunch 'not spoiling wedding days' |
| |
|
The credit crunch is not deterring people from paying for weddings, it has been claimed.
|
| |
|
Inflation likely to pass 5%, says Bank |
| |
|
The Bank of England has admitted that inflation is likely to remain well above target duri... |
| |
|
Car buyers urged to stay away from dealer finance |
| |
|
Anyone who is considering buying a new car is being urged to take out a cheap unsecured pe... |
| |
|
Inflation up again |
| |
|
The consumer price index (CPI) has increased to 4.4 per cent in July, well ahead of the go... |
| |
|
Grocery bills 'up 27%' |
| |
|
The price of groceries for the average UK family has increased by £1,400 a year, acco... |
| |
|
Credit cards 'turn the screw' on customers |
| |
|
Credit card firms have been criticised for "turning the screw" on consumers.
|
| |
|
Treasury denies stamp duty plan |
| |
|
Speculation that the government may suspend stamp duty holiday have been dismissed by the ... |
| |
|
Over-50s 'defying credit crunch' |
| |
|
The over-50s are defying the credit crunch by being fun-loving and fancy-free, according t... |
| |
|
'No time to adapt to new economic reality' |
| |
|
Consumers have been unable adapt to price increases and the slowdown in the economy becaus... |
| |
|
Loft conversions 'a good investment' |
| |
|
Taking out a personal loan to finance a loft conversion is always a good investment, espec... |
| |
|
Learn from the over-50s, consumers told |
| |
|
Young people and adults in their 20s, 30s and 40s would do well to seek advice from parent... |
| |
|
'Interest rates unlikely to budge for a while' |
| |
|
Interest rates are likely to stay frozen for a few more months, according to a leading fin... |
| |
|
First-time buyers 'getting older' |
| |
|
A report has revealed that most first-time buyers have to wait until they are in their 30s... |
| |
|
Consumer debt 'a growing problem' |
| |
|
Consumers struggling with their finances may find now is a good time to take out a loan fo... |
| |
|
Expert extols virtues of business loans |
| |
|
Entrepreneurs are still taking out business or self-employed loans in order to finance new... |
| |
|
Home improvements 'add value to property' |
| |
|
More and more householders are taking out personal loans to pay for home improvement proje... |
| |
|
New prepaid card on the market |
| |
|
PayPal has launched a new prepaid top-up card that can be used on the high street and on t... |
| |
|
'Shop around for best loans' |
| |
|
Anyone looking to consolidate their debts needs to make sure they shop around for the best... |
| |
|
Beware DIY disasters |
| |
|
Brits who take out personal loans to pay for home improvements should beware that DIY disa... |
| |
|
New figures show consumers still borrowing |
| |
|
The increase in total net lending to individuals in June amounted to £4 billion, belo... |
| |
|
Living costs 'eating away' at income |
| |
|
The proportion of people whose earnings do not cover the cost of bills and debts has risen... |
| |
|
Brits under pressure in the run-up to Christmas |
| |
|
Consumers may need to consider taking out debt consolidation loans if a new study is corre... |
| |
|
'Shop around for best personal loans' |
| |
|
Consumers in need of some extra finance are being urged to shop around for a suitably-pric... |
| |
|
Equity loans advice 'on the rise' |
| |
|
More and more people are considering taking out equity loans as the UK economy turns sour,... |
| |
|
Popularity of online banking soars |
| |
|
The number of people banking online has grown by over 500 per cent in past seven years, ac... |
| |
|
High street sales slump in June |
| |
|
High street sales fell 3.9 per cent in June, the largest monthly fall since records began ... |
| |
|
Grandparents putting family first |
| |
|
Grandparents are cutting back on basics and luxuries in order to indulge members of their ... |
| |
|
Banks publish unsecured lending figures |
| |
|
Unsecured lending was subdued in June, according to the British Bankers' Association (BBA)... |
| |
|
Credit card firms 'hurting consumers' |
| |
|
Moneysupermarket.com has revealed the names of card firms that are "taking a bite&quo... |
| |
|
Brits admit to financial concerns |
| |
|
A large proportion of UK consumers say they are concerned or very concerned about their fi... |
| |
|
Retirees urged to sort finances |
| |
|
Many retirees are spending considerably more during the first 12 months of retirement than... |
| |
|
CML: Speak to your lender early |
| |
|
The Council of Mortgage Lenders (CML) has advised mortgage holders on tight budgets to con... |
| |
|
Gas prices could rise by 60%, says uSwitch |
| |
|
Brits considering taking out personal loans to add some much-needed liquidity to their fin... |
| |
|
Study: 47 is the magic number for Brits with cards |
| |
|
The average Brit has to wait until they are 47 years old before they can finally get the b... |
| |
|
Equity loans 'increasingly popular' |
| |
|
A new report has highlighted the popularity of equity loans in the UK.
Data produ... |
| |
|
Inflation hits 3.8% in June |
| |
|
Consumer prices inflation (CPI) hit 3.8 per cent in June, well above the government's targ... |
| |
|
Credit card charges on the up |
| |
|
There has been a marked increase in the number of credit cards increasing their rates and ... |
| |
|
Personal loans are a "great help" |
| |
|
Personal loans are of "great help" when it comes to coping with monetary shortfa... |
| |
|
Report reveals how Brits are fighting inflation |
| |
|
A new study has revealed the lengths to which people in Britain are prepared to go to help... |
| |
|
Shoppers spending less |
| |
|
Shopper numbers fell back in June after a blip in May when the sun came out, according to ... |
| |
|
Secured loan market shrinking |
| |
|
Secured loan lender First Plus has announced that it will not accept new applications from... |
| |
|
Parents to take out secured loans for undergraduate offspring? |
| |
|
Taking out a secured loan to help offspring attend university is one option for parents wh... |
| |
|
Credit crisis hits teens as parents curb allowances |
| |
|
Parents are lending less money to their children as they struggle to cope with the rising ... |
| |
|
Women urged to declutter handbags |
| |
|
Women are vulnerable to identity theft because they carry too much personal information in... |
| |
|
Expert warns against bridging loans |
| |
|
Taking out a bridging loan to buy a property is not a wise move now that house prices seem... |
| |
|
Brits planning to take to the road |
| |
|
Some 12 million holidaymakers are planning road trips across the UK and Europe this summer... |
| |
|
First-time loan seekers 'should not feel daunted' |
| |
|
People seeking out a personal loan for the first time should not be daunted by the task ah... |
| |
|
Over-50s hit worst by credit crunch |
| |
|
The over-50s are some of the hardest hit members of society, according to a survey of peop... |
| |
|
Rising overseas card fees 'not a surprise' |
| |
|
The decision by one of the UK's biggest banks to increase its charges for getting cash out... |
| |
|
Brits using credit cards to pay mortgages 'worrying' |
| |
|
Justin Urquhart-Stewart, of Seven Investment Management, has expressed concern that millio... |
| |
|
Insurer warns of rising retirement costs |
| |
|
A new study has found that the average cost of retirement for a typical household in the U... |
| |
|
Brits take out loans to cover living costs |
| |
|
Some seven per cent of consumers have taken out a personal loan in the past year to cover ... |
| |
|
Brits spent £354bn on plastic cards in 2007 |
| |
|
UK consumers spent £354 billion on their debit and credit cards last year, up from &#... |
| |
|
'Fundamentals' driving up oil price |
| |
|
Fundamentals like supply and demand rather than speculation are driving oil prices higher,... |
| |
|
Credit card debtors 'could lose their homes' |
| |
|
People in debt may find themselves under increased pressure as more credit card lenders ap... |
| |
|
Consumer borrowing up £1.4bn in May |
| |
|
Consumer borrowing climbed £1.4 billion in May, according to a new set of figures pub... |
| |
|
Consumer spending could halt, says analyst |
| |
|
There is a growing possibility that problems in the housing and mortgage markets will &quo... |
| |
|
Minimum personal loan rates top 7% |
| |
|
An investigation into the personal loans market by Moneyfacts.co.uk has discovered that th... |
| |
|
Brits building extensions rather than selling-up, says survey |
| |
|
Almost 1.5 million new extensions are currently being built or being considered in the com... |
| |
|
Equity loans for overseas homes |
| |
|
Brits considering taking out an equity loan may be among those who are increasingly intere... |
| |
|
'30% rise' in Brits struggling with mortgage payments |
| |
|
National Debtline has said there has been a rise in the number of people struggling with t... |
| |
|
Home improvements 'could add £55k to house value' |
| |
|
Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
| |
|
Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
|
Economist warns about inflation |
| |
|
The impact of retail spending could result in greater inflation, according to economic res... |
| |
|
Britons tipped to keep on spending |
| |
|
It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
|
Pfeg: Young adults should plan finances now |
| |
|
Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Energy bills could rise by 40%, says uSwitch |
| |
|
Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
| |
|
Brits urged to review their finances |
| |
|
Less than one in three consumers have reviewed their finances in light of the credit crisi... |
| |
|
Cost of living 'up 26% in 2 years' |
| |
|
Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
