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The Chelsea tracks 'family loans' decline |
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Many Britons are no longer giving loans to family members, as the credit crunch continues.... |
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Moneyfacts issues car loans advice |
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Many car buyers are neglecting the opportunity to secure the best car loan deal, a financi... |
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Britons risk debt spiral due to crunch, studies suggest |
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The typical British household has become £2,500 a year less well off over the past 12... |
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MSM loan sales 'hit by credit crunch' |
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The credit crunch has hit the financial fortunes of moneysupermarket.com, the price compar... |
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Additional Kids' Classes 'Costing £1.7bn Per Year' |
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Parents might be forced into taking out loans to fund their childrens' extra-curricular cl... |
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Big majority of students have taken out a loan, Halifax says |
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Four in five students have a loan, new research from Halifax has revealed.
Accord... |
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Mortgage market 'shrinks by 65%' |
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The number of home loans approved by banks in the UK has declined by 65 per cent over the ... |
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Influential Club positive on rate cut |
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The pound's recent falls on exchanges will not stop the Bank of England from making furthe... |
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Parents urged to take care with offspring's debts |
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Parents have been advised to help manage their children's debt, as long as they do not put... |
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More price rises on the way |
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A second energy supplier has announced price increases, further adding to consumer debt wo... |
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Inflation becoming 'a real strain on families' |
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Households across the UK are starting to feel the pinch of rising prices and bills, accord... |
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Students face "nasty surprise" |
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The growing cost of living is set to impact significantly on students over the next term, ... |
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Brits raiding savings to pay for holidays |
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Britons are collectively raiding their savings to the tune of £50 billion each year t... |
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Loan customers urged to "shop around" |
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Personal loan customers are being urged to shop around for the best deal in order to avoid... |
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Online banking 'a useful facility' |
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Online banking allows people to monitor their money more closely and helps them to plan th... |
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Business loan applications 'up 17%' |
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Applications for business loans have risen for the first time in over 18 months, according... |
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Personal loans for Brits in need of a break? |
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Stressed-out Brits may need to take out a personal loan to finance a well-earned holiday.<... |
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Millions unable to afford energy price hikes |
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A survey by uSwitch reveals the extent to which households in Britain are struggling with ... |
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Credit crunch 'not spoiling wedding days' |
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The credit crunch is not deterring people from paying for weddings, it has been claimed.
|
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Inflation likely to pass 5%, says Bank |
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The Bank of England has admitted that inflation is likely to remain well above target duri... |
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Inflation up again |
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The consumer price index (CPI) has increased to 4.4 per cent in July, well ahead of the go... |
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Car buyers urged to stay away from dealer finance |
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Anyone who is considering buying a new car is being urged to take out a cheap unsecured pe... |
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Grocery bills 'up 27%' |
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The price of groceries for the average UK family has increased by £1,400 a year, acco... |
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Credit cards 'turn the screw' on customers |
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Credit card firms have been criticised for "turning the screw" on consumers.
|
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Treasury denies stamp duty plan |
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Speculation that the government may suspend stamp duty holiday have been dismissed by the ... |
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Over-50s 'defying credit crunch' |
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The over-50s are defying the credit crunch by being fun-loving and fancy-free, according t... |
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'No time to adapt to new economic reality' |
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Consumers have been unable adapt to price increases and the slowdown in the economy becaus... |
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Loft conversions 'a good investment' |
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Taking out a personal loan to finance a loft conversion is always a good investment, espec... |
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Learn from the over-50s, consumers told |
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Young people and adults in their 20s, 30s and 40s would do well to seek advice from parent... |
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'Interest rates unlikely to budge for a while' |
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Interest rates are likely to stay frozen for a few more months, according to a leading fin... |
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First-time buyers 'getting older' |
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A report has revealed that most first-time buyers have to wait until they are in their 30s... |
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Consumer debt 'a growing problem' |
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Consumers struggling with their finances may find now is a good time to take out a loan fo... |
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Expert extols virtues of business loans |
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Entrepreneurs are still taking out business or self-employed loans in order to finance new... |
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Home improvements 'add value to property' |
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More and more householders are taking out personal loans to pay for home improvement proje... |
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New prepaid card on the market |
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PayPal has launched a new prepaid top-up card that can be used on the high street and on t... |
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'Shop around for best loans' |
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Anyone looking to consolidate their debts needs to make sure they shop around for the best... |
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Beware DIY disasters |
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Brits who take out personal loans to pay for home improvements should beware that DIY disa... |
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New figures show consumers still borrowing |
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The increase in total net lending to individuals in June amounted to £4 billion, belo... |
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Living costs 'eating away' at income |
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The proportion of people whose earnings do not cover the cost of bills and debts has risen... |
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Brits under pressure in the run-up to Christmas |
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Consumers may need to consider taking out debt consolidation loans if a new study is corre... |
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'Shop around for best personal loans' |
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Consumers in need of some extra finance are being urged to shop around for a suitably-pric... |
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Equity loans advice 'on the rise' |
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More and more people are considering taking out equity loans as the UK economy turns sour,... |
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Popularity of online banking soars |
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The number of people banking online has grown by over 500 per cent in past seven years, ac... |
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High street sales slump in June |
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High street sales fell 3.9 per cent in June, the largest monthly fall since records began ... |
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Grandparents putting family first |
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Grandparents are cutting back on basics and luxuries in order to indulge members of their ... |
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Banks publish unsecured lending figures |
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Unsecured lending was subdued in June, according to the British Bankers' Association (BBA)... |
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Credit card firms 'hurting consumers' |
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Moneysupermarket.com has revealed the names of card firms that are "taking a bite&quo... |
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Brits admit to financial concerns |
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A large proportion of UK consumers say they are concerned or very concerned about their fi... |
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Retirees urged to sort finances |
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Many retirees are spending considerably more during the first 12 months of retirement than... |
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CML: Speak to your lender early |
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The Council of Mortgage Lenders (CML) has advised mortgage holders on tight budgets to con... |
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Gas prices could rise by 60%, says uSwitch |
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Brits considering taking out personal loans to add some much-needed liquidity to their fin... |
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Study: 47 is the magic number for Brits with cards |
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The average Brit has to wait until they are 47 years old before they can finally get the b... |
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Equity loans 'increasingly popular' |
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A new report has highlighted the popularity of equity loans in the UK.
Data produ... |
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Inflation hits 3.8% in June |
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Consumer prices inflation (CPI) hit 3.8 per cent in June, well above the government's targ... |
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Credit card charges on the up |
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There has been a marked increase in the number of credit cards increasing their rates and ... |
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Personal loans are a "great help" |
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Personal loans are of "great help" when it comes to coping with monetary shortfa... |
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Report reveals how Brits are fighting inflation |
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A new study has revealed the lengths to which people in Britain are prepared to go to help... |
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Shoppers spending less |
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Shopper numbers fell back in June after a blip in May when the sun came out, according to ... |
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Secured loan market shrinking |
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Secured loan lender First Plus has announced that it will not accept new applications from... |
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Parents to take out secured loans for undergraduate offspring? |
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Taking out a secured loan to help offspring attend university is one option for parents wh... |
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Credit crisis hits teens as parents curb allowances |
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Parents are lending less money to their children as they struggle to cope with the rising ... |
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Women urged to declutter handbags |
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Women are vulnerable to identity theft because they carry too much personal information in... |
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Expert warns against bridging loans |
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Taking out a bridging loan to buy a property is not a wise move now that house prices seem... |
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Brits planning to take to the road |
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Some 12 million holidaymakers are planning road trips across the UK and Europe this summer... |
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First-time loan seekers 'should not feel daunted' |
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People seeking out a personal loan for the first time should not be daunted by the task ah... |
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Over-50s hit worst by credit crunch |
| |
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The over-50s are some of the hardest hit members of society, according to a survey of peop... |
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Rising overseas card fees 'not a surprise' |
| |
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The decision by one of the UK's biggest banks to increase its charges for getting cash out... |
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Brits using credit cards to pay mortgages 'worrying' |
| |
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Justin Urquhart-Stewart, of Seven Investment Management, has expressed concern that millio... |
| |
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Insurer warns of rising retirement costs |
| |
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A new study has found that the average cost of retirement for a typical household in the U... |
| |
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Brits take out loans to cover living costs |
| |
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Some seven per cent of consumers have taken out a personal loan in the past year to cover ... |
| |
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Brits spent £354bn on plastic cards in 2007 |
| |
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UK consumers spent £354 billion on their debit and credit cards last year, up from &#... |
| |
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'Fundamentals' driving up oil price |
| |
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Fundamentals like supply and demand rather than speculation are driving oil prices higher,... |
| |
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Credit card debtors 'could lose their homes' |
| |
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People in debt may find themselves under increased pressure as more credit card lenders ap... |
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Consumer borrowing up £1.4bn in May |
| |
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Consumer borrowing climbed £1.4 billion in May, according to a new set of figures pub... |
| |
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Consumer spending could halt, says analyst |
| |
|
There is a growing possibility that problems in the housing and mortgage markets will &quo... |
| |
|
Minimum personal loan rates top 7% |
| |
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An investigation into the personal loans market by Moneyfacts.co.uk has discovered that th... |
| |
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Brits building extensions rather than selling-up, says survey |
| |
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Almost 1.5 million new extensions are currently being built or being considered in the com... |
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Equity loans for overseas homes |
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Brits considering taking out an equity loan may be among those who are increasingly intere... |
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'30% rise' in Brits struggling with mortgage payments |
| |
|
National Debtline has said there has been a rise in the number of people struggling with t... |
| |
|
Home improvements 'could add £55k to house value' |
| |
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Taking out a secured loan to pay for home improvements could add £54,922 to the value... |
| |
|
Brits urged to protect their income |
| |
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Brits should take steps to ensure their income is protected at a time when the credit cris... |
| |
|
Economist warns about inflation |
| |
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The impact of retail spending could result in greater inflation, according to economic res... |
| |
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Britons tipped to keep on spending |
| |
|
It has been revealed that, despite warnings about the credit crunch, shoppers are still pl... |
| |
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Pfeg: Young adults should plan finances now |
| |
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Young people need to start thinking about their financial future as soon as possible, acco... |
| |
|
Energy bills could rise by 40%, says uSwitch |
| |
|
Energy consumers could see their bills increase by more than 40 per cent by the end of the... |
| |
|
Brits urged to review their finances |
| |
|
Less than one in three consumers have reviewed their finances in light of the credit crisi... |
| |
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Cost of living 'up 26% in 2 years' |
| |
|
Brits have endured a 26 per cent rise in the cost of living over the last two years as eve... |
| |
|
Retails sales jump 3.5% in May |
| |
|
Retail sales jumped a record 3.5 per cent over the month of May, according to the Office f... |
| |
|
Unsecured loan rejections 'on the rise' |
| |
|
The rejection rate for unsecured personal loan applicants has risen as a result of the cre... |
| |
|
Credit card rates 'harming consumers' |
| |
|
A new report by Defaqto has concluded that the average credit card rate has increased to t... |
| |
|
Study: 84% of new credit card holders not asked to prove income |
| |
|
The vast majority of successful credit card applicants are not being asked if they can aff... |
| |
|
Inflation hits 16-year high |
| |
|
Those Brits who have seen their food and fuel prices soar over the past weeks may not be s... |
| |
|
Store cards 'the devil in disguise' |
| |
|
Store cards have been described as the "devil in disguise" by one well-known mon... |
| |
|
Loan insurance controls 'could hurt borrowers' |
| |
|
The Association of British Insurers (ABI) has said that restricting the sale of payment pr... |
| |
|
Loan insurance valuable during uncertain times, says ABI |
| |
|
The Association of British Insurers (ABI) has highlighted the importance of payment protec... |
| |
|
1 in 4 say spending is 'out of control' |
| |
|
Despite growing concerns about the rising cost of living, more than a quarter of adults fe... |
| |
|
Cheap credit 'may be over' |
| |
|
The days when borrowers could rely on cheap credit may be over for the time being, it has ... |
| |
|
Price rises hit motorists |
| |
|
The rising cost of petrol is forcing many people to consider looking for a new job, it has... |
| |
|
Elderly 'need financial support' from relatives |
| |
|
A growing number of adults are being forced to provide financial support to their parents,... |
| |
|
Survey: 7.5m borrow money to pay for home repairs |
| |
|
Around 7.5 million Brits have to rely on personal loans, overdrafts, credit cards and hand... |
| |
|
Life 'does not' begin at 40 |
| |
|
Contrary to the old saying, life does not begin at 40 for many wage earners, according to ... |
| |
|
Small personal loans 'useful in credit crunch' |
| |
|
Taking out a small personal loan may be one solution for people struggling with higher foo... |
| |
|
Balance transfer card charges 'on the rise' |
| |
|
Consumers looking for credit may find they are better off choosing a personal loan over a ... |
| |
|
Credit crunch 'is having an uneven impact' |
| |
|
The credit crunch is hitting Brits aged 55 and over particularly hard but there are signs ... |
| |
|
BBA defends personal loan insurance |
| |
|
Eric Leenders, executive director of retail at the British Bankers' Association, has taken... |
| |
|
Bank holds interest rates at 5% |
| |
|
Potential secured personal borrowers may be interested to know that the Bank of England's ... |
| |
|
Male entrepreneurs 'lack confidence' |
| |
|
Male business loan customers are increasingly pessimistic about their prospects in the pre... |
| |
|
Credit crisis hits Scotland |
| |
|
Homeowners in Scotland thinking of taking out an equity loan may want to act now as new fi... |
| |
|
3 in 4 borrowers unsure about loan repayments |
| |
|
Only one in four adults in Britain can accurately say how much they have left to pay on th... |
| |
|
Business loans clients 'don't need to inure against everything' |
| |
|
New business loans customers have been reassured they do not have to insure themselves for... |
| |
|
Equity loans 'largely unaffected by credit crisis' |
| |
|
Brits considering taking out an equity loan are being reassured that the product has not b... |
| |
|
Brits to blow budgets on overseas trips |
| |
|
Brits are determined to leave their financial worries behind them this summer and spend th... |
| |
|
Taking out a secured personal loan 'a good way to borrow' |
| |
|
Secured personal loans are one of the best ways of fulfilling an individual's financial re... |
| |
|
New cars 'tempting' people into debt |
| |
|
Consumers are apparently being "tempted into debt" by cars, according to a new s... |
| |
|
Study: 50% of Brits waiting for inheritance to solve finances |
| |
|
Half of all Britons are waiting for their inheritance to help solve their financial proble... |
| |
|
Business customers urged to find better rates |
| |
|
Business loan customers are being urged to spurn specialist business accounts in favour of... |
| |
|
"Big surge" in PPI claims says chief ombudsman |
| |
|
There has been a "big surge" in the number of complaints about payment protectio... |
| |
|
'Not enough borrowers switching to competitive products' |
| |
|
There has been a 17 per cent drop in the number of financial products being switched to mo... |
| |
|
Borrowers take out £2.5bn in personal loans in April |
| |
|
New personal loans taken out in April amounted to £2.5 billion, a slight fall on the ... |
| |
|
Personal loan insurance could land banks in trouble, says FT |
| |
|
Britain's biggest banks could be in trouble with the Competition Commission if it is prove... |
| |
|
Women urged to take control of finances |
| |
|
Almost a fifth of single or divorced women want to meet a rich man so they do not have to ... |
| |
|
Survey: 1 in 10 would take out personal loan to pay for wedding |
| |
|
A new survey has found that one in ten people would take out a personal loan to pay for th... |
| |
|
Banks urge borrowers to find alternatives to unauthorised overdrafts |
| |
|
The chief executive of the British Bankers' Association (BBA) has defended bank charges th... |
| |
|
Spring clean you finances, borrowers told |
| |
|
Personal finance customers are being urged to construct a "spring clean" of thei... |
| |
|
Lenders urged not to hound struggling borrowers |
| |
|
Mental health charity Mind is calling on lenders to take a light touch approach to struggl... |
| |
|
Study: Teenagers looking forward to personal loans |
| |
|
Teenagers are looking forward to the time when they are allowed to take out personal loans... |
| |
|
Brits 'addicted' to online banking |
| |
|
It is ten years since banking customers in the UK started using the internet to manage the... |
| |
|
Borrowers urged to check credit profiles to combat fraud |
| |
|
A personal finance site is urging personal loan borrowers to check their credit profile on... |
| |
|
Debt worries 'affecting mental health' |
| |
|
A survey conducted by charity Mind has revealed that 91 per cent of respondents said worri... |
| |
|
'Brits saving money by booking independent holidays' |
| |
|
A growing number of Brits who may have taken out a personal loan to pay for a trip abroad ... |
| |
|
New business loan providers 'targeting firms' |
| |
|
Business owners and property investors are turning to bridging loans as mainstream lenders... |
| |
|
Cost of living on the up say official figures |
| |
|
Consumer prices inflation has risen to three per cent, well above the government's target ... |
| |
|
Cost of living 'forcing parents back to work' |
| |
|
The rising cost of living has pushed over one million new parents back into work, accordin... |
| |
|
Government should intervene in people's finances, says expert |
| |
|
The government should intervene to help people manage their personal finances just as it d... |
| |
|
Bank charges 'bad news for customers' |
| |
|
A high court ruling on bank charges could lead to many customers being less well off in th... |
| |
|
Firms using business loans 'to finance smaller deals' |
| |
|
Firms are increasingly using bridging loans to keep their businesses fully operational, it... |
| |
|
Would-be retirees facing family pressure |
| |
|
Almost half of those facing retirement are being approached by relatives for financial sup... |
| |
|
Credit card charges "disgustingly high" |
| |
|
Interest charges on outstanding credit card balances are still "disgustingly high&quo... |
| |
|
Popular financial discussions revealed |
| |
|
The tenth most-openly-discussed financial question is: "How much have you borrowed?&q... |
| |
|
Bank holds rates at 5% |
| |
|
The Bank of England's monetary policy committee (MPC) has decided to keep the base rate of... |
|
